Ron,
Here are couple of links which might be helpful, I know as we are not talking about transactions in European Countries but still thought of sharing,
http://help.sap.com/saphelp_46c/helpdata/En/35/26b815afab52b9e10000009b38f974/content.htm
http://help.sap.com/saphelp_470/helpdata/en/96/8b329043ce11d189ee0000e81ddfac/content.htm
Regards,
Sriram.